Annual European Breakdown

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Local

National

Europe

Single Trip

Annual

Home start

Onward travel

Vehicle type:

Vehicle registration unknown

Trip start:

Return date:

Start date:

Max trip length:

Caravan/trailer

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European Annual Multi-trip

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Assistance provider:

Countries:

UK and Europe

Europe

Onward travel: This section is excluded for vehicles over 11 years old

Overnight Accommodation: £500 £280 Up to £125 per Insured Person £500

Car Hire: £250 (£750 in Europe) £100 £100 in UK, £750 in Europe £750

Repatriation: Market value of vehicle Market value of vehicle
This section is excluded for vehicles over 11 years old Vehicle market value Market value of vehicle

Punctures: No cover
(except motorcyles)

Flat battery:

Reimbursement of statutory European motorway recovery fees: £150 £150 No limit

Delivery of spare parts in Europe: No cover No cover £600 (transport costs only) £250

Attempted theft: No cover No cover £750 £175

Maximum passengers: 8 including driver 7 including driver 7 including driver 8 including driver

UK home start: (30 Minutes) No cover

UK national recovery: No cover

Vehicle types covered: Car
Light Van
Motorcycle Car
Motorcycle Car
Motorcycle over 120cc
Light van
Motorhome Car
Light van
Motorcycle over 150cc
Motorhome
Minibus

Vehicle size restrictions: Gross weight: 3500kg
Length: 5.18m
Height: 2.44m
Width: 1.905m Gross weight: 3500kg
Length: 7.0m
Height: 3.0m
Width: 2.25m Gross weight 3500kg, length 7m, height 3m, width 2.25m Gross weight: 3500kg
Length: 7m
Height: 3m
Width: 2.3m
Max 8 seats

Callout limits: 6 6 3 No limit

Maximum claim limit: £15,000 per period of insurance £15,000 per period of insurance No limit No limit

Territorial limits:

United Kingdom

England, Scotland, Wales and Northern Ireland

Europe

Albania, Andorra, Austria, Balearics, Belgium, Bulgaria, Bosnia and Herzegovina, Canary Isles, Corsica, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Sardinia, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, Turkey (West of Bosperous) and Vatican City.

United Kingdom

The United Kingdom, including: Northern Ireland, Isle of Man, Guernsey and Jersey (for residents only)

Europe

Albania, Andorra, Austria, Balearics, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Canary Isles, Corsica, Croatia, Northern Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Morocco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Sardinia, Serbia and Montenegro, Sicily, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, Turkey (west of Bosphorous), Vatican City

UK Area

Comprising Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. Excluding Territorial and International waters.

European Area

Andorra, Austria, Belgium, Bulgaria, Channel Islands (not covered as a destination for Channel Islands residents), Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, Turkey in Europe plus Üsküdar.

Zone 1:

Belgium, France, Luxembourg, Netherlands, Republic of Ireland.

Zone 2 (includes Zone 1):

Andorra, Austria, Bulgaria, Canaries, Czech Republic, Denmark, Estonia, Finland, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Madeira, Monaco, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland and Vatican City.

Maximum European Trip Length: 90 days 90 days 31 days

Policy documents: Policy Wording Policy Wording Policy Wording Policy Wording

Benefits:

Show benefits schedule

Policy Wording Section	Sum Insured
Cover Level A
Roadside assistance	If one mile or more away from your home address.
Local recovery	Nearest suitable garage within 10 miles if your vehicle cannot be repaired at the roadside.
Onward travel (after receiving local recovery), which consists of a choice of:
i. Alternative transport	£250 (£750 in Europe, £100 to return and collect the vehicle)
ii. Overnight hotel accommodation	Up to £150 for a lone person (£75 per person, up to £500 in total for multiple passengers) or
iii. Replacement vehicle hire	Up to £250
Cover Level B Offers the following in addition to Cover Level A
National recovery	To your home address (or original destination if you prefer and it is closer) within the Territorial Limits, if repair cannot be made at the roadside or at a suitable garage on the same working day.
Cover Level C Offers the following in addition to Cover Level B
Home start	Assistance at or within 1 mile of your home address.
Cover Level D Offers the following in addition to Cover Level C
Cover in Territorial Limits (Europe).
Repatriation from Europe to a single destination in Territorial Limits (UK)	Up to the UK market value of your vehicle.

Show benefits schedule

Policy Wording Section	Sum Insured
UK Roadside Assistance	30 minutes
UK roadside recovery	Local garage/home address/UK destination (includes home start)
UK loss of use of vehicle for more than 8 hours - either
a) Transport to destination and return to collect car, or	£100
b) Additional accommodation costs (per person per night up to total shown), or	£40 (£280)
c) Cost to hire alternative vehicle	£100
Europe Roadside Assistance
a) Roadside assistance and recovery	30 minutes
b) Emergency labour	30 minutes
Loss of use of vehicle for more than 8 hours - either
a) Transport to destination and return to collect car, or	£100
b) Additional accommodation costs (per person per night up to total shown), or	£40 (£280)
c) Cost to hire alternative vehicle	£100
d) Repatriation	Up to vehicle value

Show benefits schedule

Policy Wording Section	Sum Insured
Part A Annual cover for motoring within the UK
Section 1 Roadside assistance	1 Hour
Section 2 Message relay	2 Messages
Section 3 Vehicle recovery & onward travel	Transport to home or destination
Theft & non-recovery of vehicle	Transport to home or destination
Alternative travel	£100
Hire car	£100
Overnight accommodation:	£100
PART B Cover for motoring within Europe
Section 5 Cover prior to departure	£750
Section 6 Roadside Assistance	£250
Section 7 Replacement parts dispatch	£600
Section 8 Break In	£175
Section 9 Vehicle out of use	£750
Section 10 Alternative Driver	No limit
Section 11 Repatriation	Vehicle market value
Section 12 Customs Regulations	No limit

Show benefits schedule

Policy Wording Section	Sum Insured
Section 1 Cover before you leave
Breakdown assistance	Unlimited
Replacement vehicle (per day)	£750 (£70)
Section 2 Emergency roadside repairs & getting your vehicle to a garage	£100
Section 3 Getting you home or helping you continue your journey
a) Replacement vehicle (per day)	£750 (£70)
b) Additional accommodation (per day)	£500 (£40)
c) Missed ferry/motorail connections	£100
Section 4 Spare parts delivered for essential repairs	£250
Section 5 Damage to the insured vehicle after theft or attempted theft	£175
Section 6 Getting the insured vehicle back
Vehicle storage	£200
Returning the vehicle	Insured vehicle market value
Section 7 Collecting the insured vehicle from Continental Europe
Vehicle collection	£400
Vehicle storage	£200
Section 8 If there is no qualified driver available for the insured vehicle
Transporting home	Insured vehicle market value
Vehicle storage	£200
Additional accommodation (per day)	£500 (£40)
Section 9 Customs duty cover
Vehicle disposal	Insured vehicle market value
Duty cost	£250
Section 10 Guarantee of Spanish bail deposits	£1,000
Section 11 Legal expenses	£10,000
Judicial hearing in Continental Europe	£1,000
Judicial hearing in United Kingdom	£500

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