If you rely on your van to keep your business moving, whether you're an electrician, a plumber or a decorator, the right breakdown cover is important. Our policy options are designed to give you a range of cover options to ensure your van is back on the road as quickly as possible, in the UK and also Europe.
What is Van Breakdown Cover?
Van Breakdown cover provides assistance to your van should it break down. Different cover levels are available to allow you to choose the best option for your needs as a van driver.
It's important to note that some policies from our providers will not cover vans used for hire and reward, or courier services, so it's worth checking the policy exclusions before purchasing. The restrictions include, but are not limited to, food and parcel deliveries, taxis, rental vehicles, furniture transportation, removal vans, and commercial goods deliveries.
Additionally, not all policies cover vans exceeding 3,500kg, and some policies will not cover vans measuring more than 5.5 metres in length, 2.25 metres in width and 3.0 metres in height.
Do I Need Van Breakdown Cover?
Van breakdown cover is not a legal requirement like general vehicle insurance. However, it can be the difference between keeping your business moving and losing valuable time on the roadside.
Also, the annual premium for breakdown cover is likely to cost less than breaking down without cover.
Please check you're not already covered elsewhere, such as through a packaged bank account, van insurance or a vehicle warranty. It is not necessary to be covered twice as you will be paying for insurance you don't need and won't be able to claim on.
What Do I Do If I Break Down?
If you break down in your van, follow these steps:
- Stay calm and pull over to the side of the road to a safe location or the hard shoulder if you are on the motorway.
- Turn your steering wheel away from the traffic.
- Turn on your hazard lights.
- Leave your van as safely as possible, using the passenger side if possible, if you are on a motorway.
- If you have one, place your warning triangle behind your vehicle.
- Find a safe space to stand away from your vehicle and the traffic, but do not stand in front of your van.
Then, get in touch with your assistance provider; the number is on your certificate of insurance. They will inform you of what to do next. Whilst waiting for them, you should remain in a safe position away from traffic. If you're on the hard shoulder, stand behind the barrier.