Commercial Van Breakdown Cover from CBC

If you rely on your van to keep your business moving, whether you're an electrician, a plumber or a decorator, the right breakdown cover is important. Our policy options are designed to give you a range of cover options to ensure your van is back on the road as quickly as possible, in the UK and also Europe.

What is Van Breakdown Cover?

Van Breakdown cover provides assistance to your van should it break down. Different cover levels are available to allow you to choose the best option for your needs as a van driver.

It's important to note that some policies from our providers will not cover vans used for hire and reward, or courier services, so it's worth checking the policy exclusions before purchasing. The restrictions include, but are not limited to, food and parcel deliveries, taxis, rental vehicles, furniture transportation, removal vans, and commercial goods deliveries.

Additionally, not all policies cover vans exceeding 3,500kg, and some policies will not cover vans measuring more than 5.5 metres in length, 2.25 metres in width and 3.0 metres in height.

Do I Need Van Breakdown Cover?

Van breakdown cover is not a legal requirement like general vehicle insurance. However, it can be the difference between keeping your business moving and losing valuable time on the roadside.

Also, the annual premium for breakdown cover is likely to cost less than breaking down without cover.

Please check you're not already covered elsewhere, such as through a packaged bank account, van insurance or a vehicle warranty. It is not necessary to be covered twice as you will be paying for insurance you don't need and won't be able to claim on.

What Do I Do If I Break Down?

If you break down in your van, follow these steps:

Stay calm and pull over to the side of the road to a safe location or the hard shoulder if you are on the motorway.
Turn your steering wheel away from the traffic.
Turn on your hazard lights.
Leave your van as safely as possible, using the passenger side if possible, if you are on a motorway.
If you have one, place your warning triangle behind your vehicle.
Find a safe space to stand away from your vehicle and the traffic, but do not stand in front of your van.

Then, get in touch with your assistance provider; the number is on your certificate of insurance. They will inform you of what to do next. Whilst waiting for them, you should remain in a safe position away from traffic. If you're on the hard shoulder, stand behind the barrier.

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What is Covered?

We offer the following cover levels, either as standard or as optional extras. Please make sure you choose the right options to meet your needs.

Roadside Assistance

Roadside assistance is included as standard. Roadside assistance means your provider will aim to repair your van at the roadside – they will always attempt this first. Head to our roadside assistance page to find out more.

Roadside Recovery

If your van cannot be repaired at the roadside, then you and your van will be taken to a recommended local garage within 10 miles of where you broke down. This means you will not be left stranded.

Nationwide Recovery

Nationwide recovery means that if your van cannot be repaired within the same working day, you, the van, and up to three passengers will be transported to your home address. If your original destination is closer and within the UK, you can choose to be taken here instead.

Onward Travel

If your van is taken to a garage near to where it broke down, and the fault can't be repaired or the work completed by the end of the working day, but should be paired the following day - you can decide that instead of having the vehicle recovered to your home, you can leave your van with the garage to complete the repairs. Then you will have access to the onward travel options. The options are:

Public transport - to get to your planned destination.
A replacement hire vehicle - again to get to your planned destination.
Overnight accommodation - if you decide to stay near the garage, carrying out the work.

Each policy we sell has set financial limits for each of the three options, so please refer to the "more info" button for full details.

Home Start

If your van breaks down at home or within one mile of your registered address, then home start means you'll receive assistance to get restarted and back on the road.

European Cover

You can choose to be covered in the Uk only or both in the UK and Europe. Please head to our European Breakdown page to learn more about this.

Exclusions:

Please familiarise yourself with specific policy exemptions by clicking on ‘more info’ and reviewing policy documents. For van breakdown cover, the main exclusions you need to be aware of are as follows:

We do not provide coverage for those intending to use vans for hire and reward or courier services. This means vans used for food and parcel deliveries, taxis, furniture transportation, removal vans, equipment transportation and commercial goods deliveries. This list is not exhaustive.
The cost of replacement parts your van needs after breaking down will not be covered.
Breakdowns caused by poor maintenance, including excessive tyre wear and lack of water and oil, will not be covered.

The policy has limits as to the length of time provided by the assistance providers to repair the van at the roadside, how many callouts are provided by the policy and also how much you can reclaim for any costs incurred, e.g. Onward Travel options. Also, please note that under Onward Travel section, all costs incurred are paid by you and are reclaimed from your provider afterwards. Please review individual policy details for each provider to make sure you have accurate information.

Terms and Conditions - when you use our exclusive voucher code for 10% off your purchase of breakdown cover

Get a 10% discount when you purchase selected breakdown policies before 31st December 2026.

The promotion will run until 31st December 2026 23:59 GMT.
This promotion is not available in conjunction with any other promotion or offer.
You may share this promotion with friends and family.
The promotional code entitles the user of the promotional code to a discount of 10% against our UK, European or UK & European Breakdown Cover and no other purchases.
For users of cashback sites, such as Quidco.com and TopCashback.co.uk, customers will not be entitled to cashback on such sites if this promotional code is used.
The promotional code must be applied at the point of purchase and may not be retrospectively applied.
We reserve the right to withdraw this promotion at any time.

CBC is a trading name of Eversure Limited, Bury House, 1 Bury Street, Guildford, Surrey GU2 4AW. Registered in England and Wales no. 6751893. Eversure Limited are authorised and regulated by the Financial Conduct Authority.

Van Breakdown Cover - Get 10% off