European Breakdown Cover is designed to provide you with peace of mind on your drive through Europe. This cover is similar to the UK cover available from our providers; and may be purchased either as a stand-alone policy or as an additional upgrade to one of our UK policies.
Alongside the roadside assistance and recovery provided by all of our European breakdown cover providers, you will have several new Breakdown Cover features which are different to the UK breakdown cover you might be familiar with.
Similar to UK cover, if the vehicle cannot be repaired at the roadside, then the recovery agent will normally have the vehicle towed to a local garage for repairs. If your vehicle cannot be repaired within a few hours, most providers will be able to offer a choice of either taking you on to your destination and arranging for the car to be delivered or collected once repairs are completed, or overnight accomodation, or a hire vehicle. Make sure you check through your cover documentation for any restrictions to the hire vehicle clause, as you will usually be using local hire car companies there may be restrictions on driver’s ages, license types, or other limitations that may apply.
If your vehicle needs repairs, it is important to note that the costs of spare parts are not included in the policy. Some of our European breakdown providers include free delivery of the spare parts if the parts are not available locally. So, although you may have to pay for the part itself, at least you won’t have to worry about how it gets to you.
Repatriation plays an important role in European breakdown cover, as if your vehicle is not able to be repaired by the time you are due to make your homewards trip, depending on the age of your vehicle your Breakdown Cover provider can arrange for your vehicle to be transported back to the UK for you at a later date. Sometimes, depending on the distance, you might be able to claim back the cost of public transport back out to your vehicle once repairs are complete; so that you may drive the vehicle back home to the UK yourself. If your main driver is taken ill and no other passengers are eligible to drive the vehicle, some providers can also supply a chauffeur to help you get back home.